Bankruptcy
Guidance through Chapter 7 or 13 bankruptcy to help you manage or eliminate your debt.
Anderson Law Firm understands the decision to file for bankruptcy is often one of the hardest choices that a person has to make in his or her lifetime. We believe that filing for bankruptcy is a last resort. However, we know that filing a bankruptcy petition can actually be beneficial in a wide range of circumstances.
If you are facing a foreclosure on your home, declaring bankruptcy may stop this from going forward and even establish a payment structure that will help you pay off your arrears. Large medical bills, especially when combined with a loss of employment can create an enormous financial hole that may be nearly impossible to recover from. However, filing bankruptcy can help reduce or even wipe away your medical bills.
Further, bankruptcy can stop harassing creditors from contacting you, especially if they are being unfairly pushy or unreasonable or are fraudulently attempting to take more than you owe. If your utilities have been shut off, bankruptcy will help restore services. Although your student loans will generally not disappear, bankruptcy may help you to consolidate those debts and pay them off in a reasonable time frame.
These benefits are realized by laws enacted by Congress with the fundamental goal of giving debtors a financial “fresh start” from burdensome debts. This “fresh start” is accomplished through the bankruptcy discharge, which releases debtors from personal liability from specific debts and prohibits creditors from ever taking any action against the debtor to collect those debts.
You can trust our attorneys to be advisors in assessing your financial position to determine if bankruptcy is necessary and as advocates through each stage of the bankruptcy process. At Anderson Law Firm, we handle both Chapter 7 and Chapter 13 bankruptcy cases. Our attorneys can evaluate your situation and determine which type of bankruptcy is right for you. We will explain the options that are available and offer hope to what might appear to be a hopeless situation.
Call us now at 412-209-3200 or send us an email at contactus@PaLawFirm.com to schedule a free, no-obligation conference to assess your needs.
As part of entity formation, we confer with you, prepare and file certificates of organization, and obtain tax identification numbers for your business. We also assist you with corporate governance, including the drafting of customized operating agreements, partnership agreements, articles of incorporation and bylaws. Such documents provide guidance to you and any business partners, limit disputes between partners, and limit the ability of adversaries to challenge the legitimacy of your business and to come after you personally in the event of a lawsuit.
We continue to assist business owners on legal matters so they can focus on doing what they do best. Think of us as your go-to, outside general counsel for emerging and established businesses of all sizes across a myriad of industries. We use our years of practice and our own experiences as small business owners to advise you on a variety of corporate, transactional, employment, policy, operational and compliance issues.
We review and draft legal documents that include contracts, leases and employee handbooks. We do more than download forms from the web. We prepare customized documents to address your needs, such as employment agreements and non-compete agreements with your employees, independent contractor agreements, and non-disclosure agreements and other specialized commercial contracts that you may need for operating your business. Moreover, as you grow, we can help you add partners and transfer shares and membership interest in the company to others.
We also are there for you to head off legal problems in the workplace, such as disgruntled employees threatening to sue for discrimination. We partner with our litigation team when a lawsuit is on the horizon.
Finally, we can help you exit the business that you have spent years building. We work with our clients and partners in related fields, such as accounting and financial planning, to determine if the business should be handed down to the next generation, sold to the existing management team or sold to a third party.
Throughout the entire life-cycle of any business, it is important to work with experienced and trusted attorneys who can give you counsel and any litigation assistance necessary. Our greatest concern is protecting and strengthening your business by giving practical advice in a cost-effective manner.
We have the legal knowledge and skills to protect your personal and business interests. Consider Anderson Law Firm your legal partner in business and life. Call us now at 412-209-3200 or send us an email at contactus@PaLawFirm.com to schedule a free, no-obligation conference to assess your needs.